Privacy Policy

Last Updated: January 21, 2026

1. Introduction

At MOABOA, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your financial information when you use our asset management services. We are committed to the "Local-First" principle, meaning your sensitive data is prioritized to stay on your device.

2. Information Collection via Plaid

MOABOA uses Plaid Inc. ("Plaid") to connect your bank accounts. By using our service, you acknowledge and agree that Plaid’s Privacy Policy will govern Plaid’s use of your data. We do not store your bank login credentials (username/password) on our servers.

3. How We Use Your Data

  • To provide a consolidated view of your financial transactions and net worth.
  • To categorize expenses and provide spending insights automatically.
  • To maintain and improve the functionality of the MOABOA app.

4. Data Sharing and Security

We do not sell your personal or financial data to third parties. Data is shared only with necessary service providers (like Plaid) to facilitate the service you requested. We implement industry-standard encryption to protect your data during transmission and at rest.

5. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

MOABOA